Paymate.com is really good.
just on Friday I informed my bank to close my bank account and closed my credit cards all my information to paypal.
Then I start to communicate with buyers a few days ago to arrange refund them there money which is hold by paypal and they get there money's and re-send it to me using different payment method, so after my paypal account was on hold and about 3000$ was hold there I just have now about 29.00$ only in paypal. so they can make a profit out of 29.00$ :-) instead of 3000$.
I will never use paypal in my life or ebay they have to becomes a history they crossed the red lines since a while and makes a lot of $$$$ from people money and providing urgent and rude answers to the there users like we are workers for them they upside down the normal situation.