Don't remind me even. We just went through a wonderful situation with Paypal where the $50 vacuum the customer ordered, could not be refunded because Paypal automatically deleted the account password. And the password wasn't saved for that account.
On top of that its not likely to get a claim for a refund either, because no one can even login to that account!
So I believe one of the policies is it means $24 and over are normally non refundable. But every seller always makes their own policy, especially for that.
I just can't wait until we have switched over to GooglePay once and for all. Paypal is decent, but its about high time more competition take away their marketshare and give the world some breathing room.