I'll just chime in here quickly in regards to PayPal holds, as there is some level of confusion among a lot of new PayPal users.
Paypal works independently of eBay, the holds it places on funds are based on their own policy, and therefore can effect any user regardless of the site they have the PayPal account hooked to. We hear eBay used a lot, but that is only because almost everyone uses a new PayPal account when first using eBay.
It does suck, no escaping that fact, but it's a road you have to travel if you want to establish a PayPal account for future trading.
I'm not going to get involved in which site you should or shouldn't list on, that really is person business decision for yourself. My suggestion however, is to weigh up the benefits in listing against not listing with any site. That will usually answer your question.
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